Oklahoma Home Purchase Loans
Oklahoma
Home Loans: Getting the Best One for You
Whether you are purchasing your first
home, trading up to a larger home, or purchasing a property as an investment, Global Mortgage
Oklahoma can
help you. With our network of national lenders, we have loan programs for all
types of home purchases from the traditional Single Family Houses to Investment
Properties.
Pre-Qualify for Your Home Loan. The Smart
Way to Buy a House
We understand how purchasing a home can be
both exciting and stressful. You can ease most of that stress by getting
pre-qualified for a mortgage loan BEFORE you begin shopping. When you
pre-qualify for an Oklahoma mortgage loan, you can shop for your new home with
confidence. You can focus on finding the perfect home, knowing that your
financing has already been handled.
Increase Your Bargaining Power
When the Seller and the Realtor know you already have your financing
approved, they're more willing to
negotiate with you. When you're pre-qualified your real estate offer is more
appealing to the selling party since it assures a faster closing. Being pre-qualified gives you an upper hand in
negotiations.
Find Your Right House Quickly
Realtors spend a lot of their time finding
out two things about home buyers:
1) Are you serious about buying a home or
are you a "tire-kicker."
2) How much home can you really afford?
By being pre-qualified you and your Realtor are able to spend all your time finding the home that is right for you.
You won't waste your time looking for houses in the wrong price range. And you
won't waste your time with a Realtor who is
trying to guess whether you're serious or if you can afford the right home.
You'll find the right house quicker. And you'll have a more pleasurable home
buying experience.
Avoid Surprises and Setbacks
Pre-qualification allows you to avoid any
surprises. If you sign a purchase agreement on a house before arranging your
financing, you could run into surprises during the mortgage process. This
could delay your home purchase while under contract and risk being delinquent on
the
closing date. Global Mortgage will also review your credit report and alert you of
any credit inaccuracies.
Save Money. Lock-In Your Interest Rate
Interest rates change daily. Trying to time the market for the absolute
lowest rate is virtually impossible. When you get pre-approved, you can
lock in your rate as soon as you have found your dream home. All it takes
to lock in the current
Oklahoma mortgage rates is a quick phone call.
Free Pre-Qualification
There is absolutely no charge or risk in
being pre-qualified. Many mortgage companies will require you to pay hundreds of
dollars up front for credit reports and an appraisal. If you do not qualify for
the mortgage loan, you LOSE that money.
At Global Mortgage Oklahoma, we offer our mortgage pre-qualification service FREE of charge. If you do not qualify for the loan, you
haven't lost a cent. Pre-qualification is RISK FREE and all it takes is a 10
minute phone call. You will have a loan decision in as little as 15
minutes!
To get started today, either complete a
mortgage application or call us at 1-800-536-5712.
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